If neither the player nor the banker is dealt a complete of 8 or 9 in the very first two cards (known as a "natural"), the tableau is consulted, very first to the player's rules, then the banker's.
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The Borgata compensated him right after his gain but then sued Ivey in 2014 after surveillance movie showed he had manipulated the vendor into rotating specified cards while in the deck to exploit the flaw on the back with the cards. The Borgata prevailed